id: 27324
Назва: Formation of the loan portfolio in the context of ensuring the bank's financial stability
Автори: Polova O.
Ключові слова: bank, credit, loan portfolio, credit policy, stabilization of the banking system
Дата публікації: 2020-12-09 11:13:46
Останні зміни: 2020-12-09 11:13:46
Рік видання: 2020
Аннотація: In conditions of economic instability, lending to individuals gradually became an unattractive product for most banks. The main reasons for this were high inflation and, as a rule, long-term lending, while banks preferred short-term loans for trade operations. The article presents measures to improve the credit policy of a commercial bank, improve the quality of the loan portfolio, security of loan repayment, the implementation of the mortgage right and the formation of a reserve for possible losses. Since loans, which are the most significant and always the most problematic part of assets in banks, they must be carefully assessed and standardized. Based on this, the bank`s credit policy is one of the most important tools for risk prevention, and its main purpose is to establish the key principles that must be followed by managers and executives of the bank when planning lending and lending.
URI: http://socrates.vsau.org/repository/getfile.php/27324.pdf
Тип виданя: Статті у зарубіжних наукових фахових виданнях (Copernicus та інші)
Видавництво: Journal of science. Lyon. France : Lyon, 2020. № 14, vol. 2. P. 11-20
Розташовується в колекціях :
Ким внесений: Адміністратор
Файл : 27324.pdf Розмір : 648226 байт Формат : Adobe PDF Доступ : Загально доступний
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