id: 21508
Назва: The current situation and prospects of insurance market development in Ukraine
Автори: Aleskerova Yu., Fedoryshyna L., Lebidʹ O.
Ключові слова: insurance, insurance market, insurance companies, infrastructure, market economy, insurance premiums
Дата публікації: 2019-11-11 09:30:07
Останні зміни: 2019-11-11 09:30:07
Рік видання: 2019
Аннотація: This article explores aspects of insurance in Ukraine, analyzes the dynamics and structure of the insurance market. Concentration on insurance market by type was investigated and comparative analysis of results of activity
of insurance companies was made. The necessity of functioning of the insurance market as one of the strategic sectors of the national economy
is substantiated. It is established that the main indicators of the development of the insurance market of Ukraine have positive dynamics, but its functional and institutional characteristics as a whole do not yet meet the real needs of the national economy. It is found out that the successful development and improvement of the situation in the Ukrainian insurance market requires the coherence and coordination of work of both the state and insurance companies. It is established that the main factors influenced by the functioning of the insurance market in Ukraine are: the continuation of the military conflict in the country; limiting the effective demand from end-users of services by reducing the incomes of the population and economic entities; devaluation of the national currency; loss of individual insurer deposits as a result of the liquidation of a large number of banking institutions; decrease in stock market liquidity, etc. It is determined that at the moment the effective functioning of the insurance market in Ukraine is hampered by the lack of a unified state strategy for the development of the insurance market, the instability of the economic situation in the country, the low level of insurance culture and financial education of participants of the insurance market, the lack of liquid financial instruments to conduct an effective investment policy. , low level of capitalization of domestic insurers, delay in the introduction of compulsory medical, agrarian and pension th insurance with the participation of insurers, low quality of services provided by individual insurers, etc. Adaptation of the insurance market to changes related to the modernization of financial instruments in the insurance industry and the introduction of innovative technologies in the organization of insurance activities, will improve the quality of insurance protection, stimulate the introduction of new types of insurance and insurance technologies, diversify the range of insurance services, improve the method of insurance supervision, etc.
URI: http://socrates.vsau.org/repository/getfile.php/21508.pdf
Тип виданя: Статті у зарубіжних наукових фахових виданнях (Copernicus та інші)
Видавництво: Scientific discussion. - Praha, Czech Republic. - 2019. - Vol. 1, N 36. - S. 46-55.
Розташовується в колекціях :
Ким внесений: Адміністратор
Файл : 21508.pdf Розмір : 882767 байт Формат : Adobe PDF Доступ : Загально доступний
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